HMRC-aligned calculators for income tax, National Insurance, VAT, savings and energy. All free, all instant, no sign-up required.
Every calculator on this page uses HMRC's published rates for the 2026/27 tax year. Pick the one you need — results are instant and nothing you enter is stored.
Enter your gross salary and get your exact take-home pay after income tax and National Insurance. Adjust for pension contributions and student loan repayments.
Open salary calculator →Add or remove 20% VAT instantly. Works for standard rate, reduced rate and flat rate scheme calculations. Useful for invoicing and self-employment.
Open VAT calculator →Estimate your annual electricity and gas bill using the 2026/27 Ofgem price cap rates. See the cost of individual appliances and find where to cut.
Open energy calculator →Calculate how your savings grow with compound interest. Compare ISA vs standard savings account, and see the impact of monthly contributions over time.
Open savings calculator →See exactly how much income tax and National Insurance you save by sacrificing salary into your pension. Includes NMW check, employer NI saving, and 60% trap alert.
Open salary sacrifice calculator →See exactly what you take home from your bonus after income tax and NI. Shows the band split, effective rate, student loan deductions and 60% trap warning.
Open bonus tax calculator →Sole trader or freelancer? Enter revenue and expenses to see income tax, Class 4 NI, take-home pay and payments on account schedule. Includes MTD warning above £50k.
Open self-employed calculator →Calculate your statutory redundancy entitlement using the 2026/27 weekly cap of £751. Year-by-year breakdown by age band, eligibility check and tax-free confirmation.
Open redundancy calculator →UK minimum wage rates from April 2026. NLW £12.71/hr (21+), £10.85 (18–20), £8.00 (16–17). Enter your age and hours to see annual salary, take-home pay and compliance check.
Open minimum wage calculator →Quick take-home pay figures for the most searched UK salary levels. Each page shows the full PAYE breakdown — income tax, NI, monthly and weekly figures.
£17,920/yr · £1,493/mo
Read guide →£21,520/yr · £1,793/mo
Read guide →£23,680/yr · £1,973/mo
Read guide →£25,120/yr · £2,093/mo
Read guide →£28,720/yr · £2,393/mo
Read guide →£32,320/yr · £2,693/mo
Read guide →£39,520/yr · £3,293/mo
Read guide →£45,360/yr · £3,780/mo
Read guide →£51,067/yr · £4,256/mo
Read guide →£56,777/yr · £4,731/mo
Read guide →£67,100/yr · £5,592/mo
Read guide →£18,640/yr · £1,553/mo
Read guide →£19,360/yr · £1,613/mo
Read guide →£20,080/yr · £1,673/mo
Read guide →£20,800/yr · £1,733/mo
Read guide →£22,240/yr · £1,853/mo
Read guide →£22,960/yr · £1,913/mo
Read guide →£24,400/yr · £2,033/mo
Read guide →£25,840/yr · £2,153/mo
Read guide →£26,560/yr · £2,213/mo
Read guide →£27,280/yr · £2,273/mo
Read guide →£28,000/yr · £2,333/mo
Read guide →£29,440/yr · £2,453/mo
Read guide →£30,160/yr · £2,513/mo
Read guide →£30,880/yr · £2,573/mo
Read guide →£31,600/yr · £2,633/mo
Read guide →£35,920/yr · £2,993/mo
Read guide →What the £12,570 personal allowance means, who gets it, and how it tapers above £100k.
How NI is calculated, what Class 1 employees pay, and why it's separate from income tax.
How salary sacrifice pension contributions reduce your income tax and NI simultaneously.
Standard rate, reduced rate, exempt goods and the flat rate scheme — all in plain English.
Mortgage, stamp duty and loan calculators
OEE, Availability, Performance and Quality
BMI and TDEE calculators
Car, home, life and travel insurance