UK minimum wage rates from 1 April 2026 — NLW £12.71/hr for workers aged 21+. Enter your age and hours to see your annual salary and take-home pay.
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Take-home estimates based on 2026/27 HMRC rates, standard 1257L tax code, no pension or student loan.
The National Living Wage is the legal statutory minimum. Every employer must pay it. The rate for 2026/27 is £12.71 per hour for workers aged 21 and over — a 4.1% increase from April 2026.
The Real Living Wage is a separate, voluntary rate set by the independent Living Wage Foundation based on the actual cost of living. It is currently £13.45 per hour outside London and £14.80 per hour in London. Over 15,000 UK employers voluntarily pay the Real Living Wage, but there is no legal obligation to do so.
The London Living Wage (£14.80/hr) reflects the higher cost of living in the capital. It is also voluntary and set annually by the Living Wage Foundation.
In practice, a full-time worker on the National Living Wage earns around £24,784 per year gross — placing them at roughly the 15th percentile of UK full-time earnings. Around 4.4 million workers (one in seven) are currently paid below the Real Living Wage.
Use the salary calculator to add pension, student loan and other deductions for a precise monthly figure.
Salary calculator → £25k after tax →📋 Source: Rates from gov.uk/national-minimum-wage-rates. Effective 1 April 2026. Real Living Wage from the Living Wage Foundation. Take-home estimates are approximate — not financial advice.